2008-11-08

Gas Prices in Canada versus the USA

The average gas price in Canada has dropped from about $1.40/Litre to just around $1.00/Litre. In fact, it is predicted that gas prices in Toronto will be around 85 cents by the time you read this (assuming you read it on November 4th!). Below is a chart which shows the gas price history for the last five years - note that it also includes the average price of gas in the United States adjusted to our more familiar cost per litre, and further adjusted for currency. (In other words, you can see what the average American is paying for fuel in Canadian dollars per litre.)

What you’ll see is that Americans (on average) are paying about 63 cents per litre right now, which is about 25% less than what we are currently paying. One major factor is the amount of tax collected at the pump level. Canadians pay about 33% in combined taxes on average on the price of fuel, and Americans pay about 11%.

Breakdown of Fuel Taxes in Canada

Breakdown of Fuel Taxes in United States

(You can click on the graph below to enlarge it)


Kiplinger’s Sponsors Free Long Term Care Advice

Earlier this year, Kiplinger’s Personal Finance magazine sponsored Kiplinger’s Jump-Start Your Retirement Plan Days, in which professional financial advisors gave free advice to anyone who called and requested it. The financial experts covered topics such as subjects of investments, taxes, insurance, estate planning, and saving for college and retirement.

Now Kiplinger’s is sponsoring a similar event for long term care insurance.

Kiplinger’s Personal Finance magazine and the American Association for Long-Term Care Insurance (AALTCI) are partnering for the first time to offer two Long-Term Care Phone-In Days. On Thursday, November 13th and Friday, November 21st from 9 a.m. to 6 p.m. Eastern Time, AALTCI members will be standing by, ready to field your inquiries about long-term care insurance and long-term care planning. You don’t pay a cent—not even for the call. Just dial toll-free 877-KIPTIP1 (877-547-8471).

Long term care is a good idea for many people
My grandmother has been living in an assisted care facility for several years now. She suffers from Alzheimer’s disease and it is doubtful she will ever be able to take care of herself again. It is a difficult experience not to be able to take care of your parent or loved one, or witness them not be able to take care of themselves.

Long term disability care is something everyone should think about at a certain point in their life. But since everyone’s situation is different, I recommend speaking with a professional who can help you better understand your needs. This is a great chance to get some free information and get you started in the right direction.

For more information visit Kiplinger’s Long-Term Care Center and these other sources of information regarding long term care insurance and long term disability insurance:

Long Term Care Insurance.
Should My Parents Buy Long-Term Care Insurance?
Do Your Baby Boomer Parents Need Long Term Care Insurance?.
Tips for Buying a Long Term Disability (LTD) Insurance Policy.
The Disability Insurance Maze: How to Select and Purchase a Policy.

Fallout 3 ships 4.7 million in first week

PT Bethesda proclaims that postapocalyptic role-playing game for 360, PS3, PC topped $300 million in sales at launch.

Last week's launch of Bethesda Softworks' after-the-bomb role-playing game Fallout 3 was, appropriately enough, explosive. The publisher took a victory lap today by announcing some early statistics for the game. Bethesda said that it shipped roughly 4.7 million copies of Fallout 3 around the world last week. Sales of that massive stockpile surpassed the $300 million mark.

Both of those figures stack up reasonably well with last year's release of Halo 3. Microsoft's heavily hyped first-person shooter posted sales of $300 million in its first week on analyst-estimated shipments of 4.2 million. It's worth noting that Halo 3 was an Xbox 360 exclusive, whereas Fallout 3 is available on the 360, PlayStation 3, and PC, and the installed user bases of those platforms have increased significantly in the intervening year.

Fallout 3 was released on October 28 in North America and October 31 in Europe. It may receive another sales boost in the near future, given that Bethesda has planned a Japanese launch for the game on December 4.

2008-11-06

Our Daily Bleg: Give Me Your Tabloid-Worthy (But Accurate) Celebrity Quotes

Now that the silly little election is over, we can focus on what’s really important — namely celebrity quotations.
As the calendar marches on, the pressure is mounting on me to name my annual list of the top 10 quotations of the year. In addition to politics, economics, and sports, I need to consider the outstanding (or, more accurately, the most famous or most revealing) quotations of 2008 uttered by celebrities.
These need not be eloquent or admirable, indeed I am particularly interested in deplorable celebu-quotes that were widely disseminated or that capture the spirit of our times, such as it is. Since my annual quote roundups appear sometime in December, quotes from December 2007 may have been too late to make the last list and are therefore eligible in addition to the 2008 quotations.

2008-11-05

Drilling and Killing: Landmark Trial Against Chevron Begins Over Its Role in the Niger Delta

A landmark trial has begun against the oil giant Chevron. A San Francisco district court is hearing a case brought by Nigerian plaintiffs who accuse Chevron of recruiting and supplying Nigerian military forces involved in the May 1998 shooting and killing of protesters in the oil-rich Niger Delta. The protesters were occupying a Chevron-owned oil platform called the Parabe, demanding jobs and compensation for environmental damage to their communities. We play an excerpt of Democracy Now!'s award-winning documentary, Drilling and Killing: Chevron and Nigeria's Oil Dictatorship, and we speak with two activists. [includes rush transcript]

2008-11-03

What to do about Nucor


Nucor Corporation and its subsidiaries engage in the manufacture and sale of steel and steel products in North America. NUE is a tough stock to analyze in my opinion. It is in one of the leading industries in a horrible market, i.e. steel, yet its broken its longer term uptrend. The company recently announced another common stock offering for $74/share which may have contributed to recent action and high volume trading. Trading purely on technicals, I would say stay away. Then again this could be a decent pullback in a leading stock. Nothing is absolute, so I think if NUE goes 5-10% lower, I think I would dip my toe in the water and see what shakes out. What are your thoughts on NUE?

2008-11-02

Want fries with that?

The shit job. The high school job. The first job. Maybe it was the very worst job you ever had. Remember that ... or do you even want to?

A long time ago, I was on another discussion site, and people started talking about their shit jobs, and it was a riot. There was lots of virtual hysterical laughter and "Wow, I can't believe I got paid for doing that!" Shit jobs are often boring, but sometimes entertaining ... or downright weird. I love hearing about the jobs that people have taken in their formative years, and even in their in-between years when they're waiting for something better to come along. Isn't it amazing, some of the things we do to make our car payment? Gotta love it.

My first shit job was when I was in high school. During the summer of my fifteenth year, I worked every day from eight to five at a hospital. My title was that of "clerk," but what it really meant was that for eight hours, I pushed a squeaky cart from one station to another delivering inner-hospital mail and transporting suspiciously warm and sometimes leaky bags from the O.R. to the pathology lab. There was the resident creepy older married guy who made lunchtime big creepy fun by sitting down next to me and talking about how much he hated being married. Nice and creepy, wasn't it?

My second shit job was waitressing at a mom & pop restaurant, Smitty's. This entailed wearing a red plaid shirt with my name stitched over the pocket designed to give waitstaff that "fresh off the farm" appeal and which contrasted wildly with my spiky goth girl haircut. Excitement of the week was getting stuck with the Curmudgeon Couple who almost always walked the tab because their food was too overcooked, too tardy, or too something. At Smitty's, if someone walked the tab, it came out of your tip. So thanks, assholes. The only perk to working at Smitty's was an older guy named Roger who somehow managed to make red plaid look hunkadorable. We made out at one of the town's last drive-in theatres, and it was oh so sigh ...

Shit job number three fell on the tail of my tenure at Smitty's, and it was at a local steakhouse. Polyester uniforms that had absorbed smoke and other people's perspiration were passed down amongst an ever-rotating cast. I remember the night I quit; some fellow workers were shoveling the stuff from the salad bar back into big containers with their bare hands. This was common procedure. No one ever died from eating there (that I know of), but I wasn't going to chance it, and I wasn't going home with potato salad under my nails. Mmm ... 'bye!

There was a spackling of other shit jobs in college that don't merit mentioning because they were too brief or too boring, copy clerk, mail room clerk, receptionist for an eyewear store managed by a pig of a boss who tried to "convert" all of us to the Baptist religion. No, seriously, that shit flew. And that's what you get for minimum wage -- superiors wearing their tin crowns for whom exercising authority over minions is the highlight of their existence.

The shit job. You often wonder, "What purpose did this serve other than to get a check?" You don't know the value of holding the shit job until you go out into the real world. When you're in your teens, your world consists of parents, peers and teachers; it's insular. But the shit job is your training for dealing with the rest of society at large. You find out that there are all sorts of personalities out there, and that it's a mixed bag. Couples who are fried by a long workweek and child-chasing will graciously thank you for bringing them their chicken-fried steak on a Friday night, while others, like the Curmudgeon Couple, with their innate sense of entitlement, will walk the tab at the first perceived slight. There will be some bosses that appreciate that you're out there with the porta-vac keeping the buffet area clear of cracker crumbs, and others will peer down their nose and point to the one crumb you missed. Having a shit job teaches you how to recognize and appreciate those of good character -- and to acquire it yourself.

Having a shit job teaches you, too, that no matter how far you move up the ladder, you still deal with the same crap. Sure, you might have a more impressive title and do more impressive things, but there's always going to be the tin crown boss and the petty, annoying co-workers and the clients that are never happy no matter how hard you bust ass. Life after high school is still just like high school in many ways. You learn to deal.

Having a shit job makes you appreciate the small tasks that others around you perform. I tell you, once you've worked in the food service industry, you understand how hard it is to be on your feet for six hours at a time. You understand that it's not the fault of the server that the steak came out medium rather than rare, or that it came out really late because the kitchen is understaffed. You understand why it's so important not to walk the tab, why it's so important to give a good tip. Having someone bring you your food as though you're distinguished royalty is a fucking luxury, not a right, but not many people really get this.

People who've never had a shit job have a very different outlook. Ex Part Deux never held a shit job in his life, never delivered pizza, assembled crappy-tasting burritos, or stood by a copy machine. He was smug in the fact that he went into his field at the top level, and anyone who couldn't do that was a loser. He couldn't understand why anyone would accept a check for doing one micron less than exactly what they wanted to do. I saw this attitude manifest itself in disrespectful ways, at restaurant servers and department store clerks, directed at people -- mostly young people -- whose shit job it was to make our lives just a little bit easier or nicer. That he couldn't comprehend that you don't always get to do what you want is precisely why we're no longer married.

(And I'm telling you, honey, until you've made out with a sexy someone in Smitty's freezer where all the pina colada mix lives, you haven't really lived.)

I respect the entry-level worker like no one's business, because I know how hard it is starting out -- doing things that you normally wouldn't choose to do, but you need to make money somehow. The CEO of a big company, that plastic surgeon who gives Botox injections, the successful rep that makes a killing selling overpriced pharmaceuticals -- these people are not going to affect my life directly. It's the guys who empty my trash bin each week, the stock clerks who put food out on the shelf, the barista who makes my iced latte just the way I like it (and who remembers my name), the minimum-wage nurse's aides who took care of my dad in his final days ... those are the people I appreciate.

So all you people who've had "shit" jobs? I salute you!

________________________________________________

Okay, 'fess up: What was your first job? Was it a "shit" job? Ever have to do something that you never thought you'd do just to earn a living? How do you show respect to the "little" guys who make your world just a little nicer by taking on the shit job?

[http://blog.myspace.com/index.cfm?fuseaction=blog.view&friendID=40732708&blogID=445521200]

TO EAT OR NOT TO EAT…THAT SHOULD NEVER BE A QUESTION!


Many people have a misconception about the modeling industry that I would like to address today. They believe that 90% of models have eating disorders and that agencies somehow perpetuate those disorders by demanding that models stay rail thin. This couldn't be further from the truth. The fact of the matter is 95% of models do NOT have eating disorders, (I hate to rain on your parade) they really are naturally built to be tall and thin. Remember that skinny, tall, flat-chest, big-eared, awkward girl in middle school that everyone called 'big bird'? Well, she grew up, had her ears pinned back, took some pictures and got signed to a major modeling agency working with some of the biggest names in fashion. And… she remembers you who called her "big bird," "tree girl," "giraffe," "bean pole," "pancake chest" and "Andrea the giant." She remembers you every time she takes the runway or walks onto the set of a photo shoot. She thinks of you only because it's her way of giving you "the finger." She has tall parents and has been that skinny, tall girl her entire life and for the record, she does not have an eating disorder.

Agencies have European clients who only hire models that are able to fit into their European samples. These samples are generally a size 0, 2 or 4. These clients pay the bills for most agencies and therefore agencies sign models that fit the clothes and can book these high paying jobs. Agencies do not encourage eating disorders. Why? BECAUSE IT'S BAD FOR BUSINESS! It's VERY bad to have models under your management throwing up at client dinners because their bulimia doesn't allow them to keep their food down. It's VERY bad to have malnourished girls fainting during photo shoots because they have anorexia. It's HORRIFYING if a girl loses her life because of an eating disorder. It's VERY bad PR and it's bad to have girls look unhealthy is pictures.

There are many ways to tell if a girl has anorexia. Anorexia shows in the ribs, knees, elbows, collarbone, quads and face of its victims. Take a look at the pictures of models above and notice the difference between them and the anorexic girls. The muscles in the anorexia victims have wasted away and the eyes are sunken in. Agencies like Ford stay FAR away from those girls. IT IS NOT GOOD FOR BUSINESS.

Of course there are bad apples in every barrel. There are girls who party a lot don't have healthy eating habits and do drugs but these girls are the exception to the rule. Girls who show up trashed on photo shoots BETTER be supermodels or they are out of a job! Even then, if you gain a reputation for being a diva, unprofessional or a drug addict advertisers won't spend their money on you⎯ you're a liability. Gone are the 1980s and 90s when supermodels were on top of the world and everyone tolerated their crap. Gone are the days of Studio 54 and bad behavior. Today, models are smart about their money, aware of their image, on time for jobs and practically have their bookers tuck them in at night.

I know that it is so much easier to believe that models are wild and crazy and have serious eating disorders to explain why they are skinny. Especially when the internet is teeming with "photos" of runway girls looking like Holocaust victims. Photoshop is an amazing tool people. Truth is, it's just a fantasy. Their weight is controlled by genetics, exercise and veggies. The girls who have eating disorders and drug problems are few and far between⎯if agents catch wind of it…it's a problem. A BIG PROBLEM. Believe that.

The Blogging Booker